Senior Credit Repair Expert

Upwork

I am looking for a top-tier expert in credit repair, credit sweeps, and business funding who can help optimize both personal and business credit profiles. You must have advanced experience working across all three credit bureaus: Experian Equifax TransUnion In addition, I need someone who understands high-level funding strategies, including securing approvals with institutions like American Express. This is NOT an entry-level role. I’m looking for someone who can execute and deliver real, strategic results. Scope of Work: Credit Repair & Sweep: Full 3-bureau credit audit Identify and remove: Collections Charge-offs Late payments Hard inquiries Public records Advanced dispute strategies Credit sweep execution (must be compliant/legal) Use of tools like DisputeFox or similar Rental Bureau Deletion: Removal/cleanup of tenant screening reports Experience with eviction-related records and rental history correction Business Funding: Structure personal + business credit for funding approvals Build or optimize business credit profiles Strategic guidance for high-limit funding Experience securing funding from major institutions (especially American Express) Knowledge of business credit bureaus and vendor tradelines Profile Optimization: Credit utilization strategy Tradeline structuring Personal + business credit alignment Requirements: Proven success removing negative items across all 3 bureaus Strong knowledge of FCRA, FDCPA, Metro 2 compliance Experience with DisputeFox or similar platforms Proven results in business funding and credit stacking strategies Experience with American Express approvals, underwriting expectations, and positioning Experience with rental/tenant bureau deletions Ability to clearly explain strategy and execution Deliverables: Full credit + funding audit (personal & business) Step-by-step dispute/sweep + funding strategy Execution support or done-for-you services Timeline with realistic expectations Ongoing updates and communication To Apply, Include: Proof of results (credit repair + funding approvals) Your dispute and credit sweep strategy Your business funding strategy (especially Amex approvals) Tools/software you use Experience with rental bureau deletions Estimated timeline Budget: Flexible — willing to pay for high-level expertise and real results Important Note (Filters Serious Experts): If you cannot clearly explain your process or provide proof of results, do not apply.

Last checked on May 3, 2026. We may earn a commission when you click through.

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Senior Credit Repair Expert

Upwork

Updated 3 months ago
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Anywhere Remote Contractor 📅 12 days ago

About this role

I am looking for a top-tier expert in credit repair, credit sweeps, and business funding who can help optimize both personal and business credit profiles.

You must have advanced experience working across all three credit bureaus:

Experian

Equifax

TransUnion

In addition, I need someone who understands high-level funding strategies, including securing approvals with institutions like American Express.

This is NOT an entry-level role. I’m looking for someone who can execute and deliver real, strategic results.

Scope of Work:

Credit Repair & Sweep:

Full 3-bureau credit audit

Identify and remove:

Collections

Charge-offs

Late payments

Hard inquiries

Public records

Advanced dispute strategies

Credit sweep execution (must be compliant/legal)

Use of tools like DisputeFox or similar

Rental Bureau Deletion:

Removal/cleanup of tenant screening reports

Experience with eviction-related records and rental history correction

Business Funding:

Structure personal + business credit for funding approvals

Build or optimize business credit profiles

Strategic guidance for high-limit funding

Experience securing funding from major institutions (especially American Express)

Knowledge of business credit bureaus and vendor tradelines

Profile Optimization:

Credit utilization strategy

Tradeline structuring

Personal + business credit alignment

Requirements:

Proven success removing negative items across all 3 bureaus

Strong knowledge of FCRA, FDCPA, Metro 2 compliance

Experience with DisputeFox or similar platforms

Proven results in business funding and credit stacking strategies

Experience with American Express approvals, underwriting expectations, and positioning

Experience with rental/tenant bureau deletions

Ability to clearly explain strategy and execution

Deliverables:

Full credit + funding audit (personal & business)

Step-by-step dispute/sweep + funding strategy

Execution support or done-for-you services

Timeline with realistic expectations

Ongoing updates and communication

To Apply, Include:

Proof of results (credit repair + funding approvals)

Your dispute and credit sweep strategy

Your business funding strategy (especially Amex approvals)

Tools/software you use

Experience with rental bureau deletions

Estimated timeline

Budget:

Flexible — willing to pay for high-level expertise and real results

Important Note (Filters Serious Experts):

If you cannot clearly explain your process or provide proof of results, do not apply.

About the Company

Upwork is a platform connecting freelancers with clients seeking expert services across various fields.

Key Highlights

  • Expertise in credit repair and credit sweeps across all bureaus
  • Ability to remove negative items like collections and late payments
  • Experience securing funding with institutions like American Express
  • Advanced dispute strategies using compliant tools
  • Remote contract role with flexible working conditions

💡 Honest Take: This role requires significant expertise in credit management, making it suitable only for seasoned professionals. Potential candidates should be prepared for a demanding yet rewarding position.

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