Mortgage Banker

Fulton Bank

Job Summary: Mortgage Loan Officers act as key financial professionals who guide clients through the home financing process by evaluating their financial profile, explaining loan options, and helping them select suitable mortgage solutions. This is a full-time, commission-based hybrid role located at the North Broad Street office in Philadelphia, PA. The Mortgage Loan Officer is responsible for originating mortgage business, developing and maintaining referral partnerships, and supporting clients throughout the end-to-end loan process as they work toward achieving homeownership goals. Benefits: Comprehensive medical, dental, and vision insurance coverage401(k) retirement plan with employer matching contributions to support long-term savingsPaid time off, recognized holidays, and designated volunteer service hoursLife insurance, disability coverage, and parental leave benefitsEducation assistance programs and wellness-focused initiativesKey Responsibilities: Develop and maintain strong relationships with referral partners such as real estate agents, builders, and developers to generate new business opportunitiesMeet with clients to understand their financial situation and recommend appropriate mortgage productsAnalyze financial information including income, credit history, and assets to determine loan eligibilityPresent and explain loan options, terms, and conditions while guiding clients through the application processPromote additional banking and financial products through cross-selling opportunitiesManage the loan pipeline, ensure accurate documentation, and maintain regulatory complianceMaintain ongoing communication with clients throughout the loan origination and approval processQualifications: High school diploma or equivalent required1+ year of residential mortgage lending experience or completion of a related training programProven ability to build and sustain referral networks and external partnershipsCompliance & Additional Duties: Must comply with all company policies, industry regulations, and compliance requirements; additional duties may be assigned as neededLicensing Requirement: May require registration with the Nationwide Mortgage Licensing System (NMLS)Equal Opportunity Employer: The organization is committed to providing equal employment opportunities to all individuals regardless of protected status

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Mortgage Banker

Fulton Bank

Updated 4 months ago
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Fairfax Hybrid Full-Time 📅 3 days ago

About this role

Job Summary:

Mortgage Loan Officers act as key financial professionals who guide clients through the home financing process by evaluating their financial profile, explaining loan options, and helping them select suitable mortgage solutions.

This is a full-time, commission-based hybrid role located at the North Broad Street office in Philadelphia, PA. The Mortgage Loan Officer is responsible for originating mortgage business, developing and maintaining referral partnerships, and supporting clients throughout the end-to-end loan process as they work toward achieving homeownership goals.

Benefits:

Comprehensive medical, dental, and vision insurance coverage401(k) retirement plan with employer matching contributions to support long-term savingsPaid time off, recognized holidays, and designated volunteer service hoursLife insurance, disability coverage, and parental leave benefitsEducation assistance programs and wellness-focused initiativesKey Responsibilities:

Develop and maintain strong relationships with referral partners such as real estate agents, builders, and developers to generate new business opportunitiesMeet with clients to understand their financial situation and recommend appropriate mortgage productsAnalyze financial information including income, credit history, and assets to determine loan eligibilityPresent and explain loan options, terms, and conditions while guiding clients through the application processPromote additional banking and financial products through cross-selling opportunitiesManage the loan pipeline, ensure accurate documentation, and maintain regulatory complianceMaintain ongoing communication with clients throughout the loan origination and approval processQualifications:

High school diploma or equivalent required1+ year of residential mortgage lending experience or completion of a related training programProven ability to build and sustain referral networks and external partnershipsCompliance & Additional Duties:

Must comply with all company policies, industry regulations, and compliance requirements; additional duties may be assigned as neededLicensing Requirement:

May require registration with the Nationwide Mortgage Licensing System (NMLS)Equal Opportunity Employer:

The organization is committed to providing equal employment opportunities to all individuals regardless of protected status

About the Company

Fulton Bank is a financial institution that provides a range of banking services, focusing on community-oriented solutions.

Key Highlights

  • Full-time, commission-based hybrid role
  • Guidance through the home financing process
  • Develop and maintain referral partnerships
  • Comprehensive benefits including medical and retirement plans
  • Support clients from application to closing

💡 Honest Take: This role offers a solid opportunity for those interested in a career in mortgage banking. However, candidates should be prepared for the commission-based structure, which can lead to income variability.

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