Aegon Critical Illness Cover: Is It Worth It?
Aegon Critical Illness Cover offers protection for over 60 conditions, but watch out for the potential price hikes. Here's what you need to know.
The Quick Version
Aegon Critical Illness Cover is robust, covering over 60 serious conditions with premiums starting at £10 per month. It's a strong contender for those wanting comprehensive coverage. But, be aware of price increases as you age or if your health changes.
Aegon Critical Illness Cover
Aegon offers broad coverage but mind the potential cost hikes
Aegon Critical Illness Cover
What's Inside
You'll find coverage for over 60 critical illnesses, a lump sum payment upon diagnosis, and free coverage for children. Monthly premiums start from just £10, making it accessible for many. The policy also enjoys a solid customer rating of 4.3 out of 5, indicating general satisfaction.
What's Actually Good
The breadth of coverage is impressive. With 60+ conditions included, you're getting one of the most comprehensive critical illness covers on the market. The ability to include children for free is a fantastic bonus, and the affordable starting premium of £10 per month is competitive.
- ✅ Covers 60+ critical illnesses
- ✅ Affordable premiums starting at £10
- ✅ Free coverage for children
The Catch
The website isn't the easiest to navigate, meaning finding detailed information can be a pain. The premiums may rise with age or health changes, and the claims process can drag on longer than you'd like. Plus, exclusions for pre-existing conditions could leave you less covered than you think.
- ❌ Website is hard to navigate
- ❌ Potential premium increases
- ❌ Lengthy claims process
- ❌ Exclusions for pre-existing conditions
Who It's For
If you're under 40 and in good health, this could be an excellent fit, especially if you're looking to protect a family with young kids. But if you're older or have health issues, be prepared for potential premium hikes. Ideal for someone who values comprehensive coverage and can handle the occasional website frustration.
The Bottom Line
Aegon Critical Illness Cover is comprehensive and competitively priced for younger, healthier folks. Just be wary of potential price spikes and the claims process. For more on related insurance options, check out our Auto Insurance Picks for 2026: The Best Deals and What to Avoid.
